Reader’s Question:

I never let my car insurance policy here in Nevada lapse because that’s the only way I know I can keep it low. Can you give me some other ways on how to lower my car insurance rates?

Hadley

Reno, NV

Aside from not letting your car insurance policy in Nevada lapses, here are some other ways on how to lover your car insurance rates:

1. Make sure that your vehicle is fully equipped with security devices such as daytime running lights, alarms, anti-lock brakes and other safety features. If you have these things on your vehicle, inform your car insurance carrier about this so that you can get a discount for it.

2. The mode of payment you choose can be a factor on how much you pay for your car insurance. You can have lower car insurance if you opt to have Electronic Funds Transfer or EFT. This method will allow your bank to credit your insurer with your payment automatically.

3. Reduce the amount of time that you spend in driving because the lesser the time you are on the road, the lower the risk you have on car insurance companies. Remember that lower risk drivers have lower payment on their car insurance. If you spend less on driving, you will have lower chances of getting involved in traffic accidents.

4. You should obtain and compare car insurance quotes from a minimum of three comparison quotes Websites. This process will not take too much of your time as you only have to give your personal information once every Website and you will receive several car insurance quotes from them.