Reader’s Question:

My mom has promised to buy me a car after I graduate from high school. It will just be a second-hand car, nothing fancy. Will I still be required to get auto insurance in Paradise, NV?

Ron

Paradise, NV

Ahoy to you, Ron! How’s Paradise?

Sorry to bust you, buddy, but you will still be required to get auto insurance, even if it is an old clunker you will have. When you register your car in the Department of Motor Vehicles, they will require you to show proof of auto insurance. Don’t worry too much about it though, because they only require the least coverage in town and that is called liability coverage. Because it offers minimum coverage, it naturally commands least premiums as well, sounds appealing, right? For someone like you who is on a budget (I am just assuming here), this liability coverage will be ideal and since you will probably not care very much about your car’s appearance, you don’t really have to get the other types of coverage like collision coverage and other more comprehensive coverage. To find out what offers you can get in Paradise, Nevada, simply provide your zip code on the blank space you see on this page.

Never forget, Ron, that even the cheapest auto insurance (which is liability auto insurance) will still have the cheapest option among them. So don’t be lazy and do the necessary comparison among proposals you will get from various insurers in Paradise, Nevada. Just do this once before you apply for an auto insurance policy to ensure that you will have a grand time driving in… Paradise!